Nurturing a Sense of Belonging: Key to Children's Well-Being Abroad

A Sense of Belonging 

Belonging is a fundamental need for individuals of all ages. A strong sense of belonging serves as the foundation for positive adjustment, self-identity, and trust, particularly in children. This aspect is equally crucial within the school environment, as fostering connectedness during elementary years can significantly reduce the likelihood of engaging in risky behaviors later in life.

In the early stages of development, young children form their strongest bond with their parents or primary caregivers. Therefore, it is vital to extend this connection to the school setting as early as possible. Building a close bond with the classroom teacher or another trusted adult figure holds great significance. This connection can be fostered through personal interactions and is further enhanced by establishing a positive relationship with the child's parents or caregiver. It is important to recognize that children often take cues from their parents in shaping their own relationships, so a trusting bond between the teacher and parents can positively influence the child's sense of security and connection. This is especially important when transitioning to a new school in a different unfamiliar. country. 

Principals play a crucial role in facilitating a sense of connection within the school community. They can achieve this by personally meeting each student and their parents at the beginning of the school year, organizing monthly parent chats or coffee events, including personalized messages in weekly newsletters, encouraging parental involvement through volunteering opportunities, and providing regular times for parents to meet with them throughout the day. By prioritizing and actively promoting a culture of belonging and connection, schools can create an environment where students, parents, and educators feel valued, supported, and engaged in a collaborative educational journey.

Fostering Resilience for Change

Establishing routines is essential for children's development. We often teach children about routines through morning activities or transitions from school to home. Equally important, however, is nurturing their ability to adapt to change. The skill of adapting to change begins to develop at a young age and is vital throughout life. It's crucial to recognize that some children may react negatively to change, especially when experiencing emotional stress. In such cases, they may require support in adjusting to even small changes at school, such as a substitute teacher or a new school environment. This need for assistance becomes even more pronounced when preparing for significant changes like moving to a different country. During major transitions, children will benefit from thorough preparation and ongoing assistance. Maintaining regular communication with the new school is also crucial, as it allows them to be aware of any challenges the child may be facing at home, enabling them to provide appropriate support to ensure optimal learning experiences at school.

Furthermore, minimizing anxiety associated with change can be achieved by providing children with advance warning and involving them in the process. Allowing them to participate in planning the move, packing their belongings, or decorating their new room can empower them and ease the transition. It is also valuable to develop coping strategies together with children. Identifying aspects that remain unchanged and familiar can provide a sense of stability. Additionally, offering positive feedback when children demonstrate progress, such as independently completing homework, tidying their room, or making new friends, helps them maintain a sense of control and stability.

By recognizing the importance of routine while also nurturing adaptability, supporting children through changes both big and small, and fostering open communication and involvement, we can help children navigate transitions with confidence and resilience, ultimately promoting their well-being and growth.

Changes to Look Out For

Symptoms of mental health problems can manifest in various ways, including changes in habits, withdrawal, decreased social and academic functioning, unpredictable behavior, and physical complaints. It is important to be vigilant and seek the assistance of a mental health professional if any of the following conditions arise:

• Are new or change in intensity, frequency, or presentation

• Do not improve with combined parental and classroom intervention

• Interfere with the child's academic, social, and emotional progress

• Disrupt the classroom consistently

• Are beyond the student's control

• Present a danger to themselves or others

Recognizing these indicators and taking appropriate action can help ensure that children receive the necessary support and interventions to address their mental health needs effectively. Seeking professional guidance in these circumstances is crucial to promote the well-being and successful transition of the child to their new country. 

About the Author

http://www.embracingresilience.org/

Dr. Casey Dupart is an accomplished K-12 administrator, school psychologist, certified clinical trauma professional, and board certified behavior analyst, with a versatile career spanning various educational settings. Throughout her journey as an Air Force spouse, she has passionately supported students and clients academically, socially, and emotionally in diverse locations, including Italy, Maryland, Texas, North Carolina, Utah, and Hawai'i.

Her expertise in academic administration, student achievement and success, climate assessment, and cultural responsiveness has enabled her to develop and deliver numerous professional development programs focused on training and development, behavior intervention, and trauma-informed practices.  

Driven by her passion for making a positive impact, Casey founded Embracing Resilience Consulting, providing invaluable support in applied behavior analysis implementation, mental health and educational consultation, leadership development, professional learning, and trauma-informed practices. 

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Supporting Flourish in the Foreign means championing women's voices like Åkerström's. Buy via our Bookshop.org link to sustain independent bookstores and enrich your literary journey.

Listen to the Flourish in the Foreign interview with Lola about her life in Sweden

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By purchasing through our Bookshop.org link, you bolster independent bookstores, embracing the ethos of Flourish in the Foreign.

Listen to the Flourish in the Foreign interview with Lola

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Listen to Lori’s episode on Flourish in the Foreign

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While personal finance management is rarely simple, the recent crackdown on tax havens and increased tax collection vigilance has made things even more difficult for cross-border families. This book answers your questions and shines a light on the way forward to long-term financial security for international families.

• Navigate the complexities of international taxation

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With the right know-how, cross-border professionals can make sensible investment and financial planning decisions, but credible guidance is rare and difficult to find. Simple and practical, with targeted advice, The Cross-Border Family Wealth Guide is the international family's solution for avoiding financial confusion.”

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Managing Your Life Abroad: A Guide to Financial Wellness

This guide features four ex-pat financial experts that discuss the importance of having a plan for managing finances while living abroad. They specifically discuss important financial factors such as expenses in the host country, income sources, expenses in the home country, managing investments, contributing to retirement, taxation in the foreign country, managing US credit, and identity theft.

Financial Wellness is Crucial.

Financial wellness is crucial, especially for those who are considering moving abroad or are already living abroad. In the Financial Wellness Abroad episode of Flourish in the Foreign, four guests shared their insights on managing finances while living abroad.

Adalia of Picky Girl Travels emphasized the importance of having a plan for managing investments, retirement contributions, taxation in a foreign country, US credit, and identity theft.

Lisa R. Mitchell of Living a Global Lifestyle discussed the need to have a budget and to be mindful of expenses, especially when living in a more expensive city or country.

Aquania Escarne, of The Purpose of Money, stressed the importance of having financial goals and a plan to achieve them.

Finally, Tanya Munford-Pitts, an ex-pat tax professional, discussed the complexities of ex-pat taxes and the importance of seeking professional help to navigate them.

These guests all emphasized the importance of financial wellness in living a fulfilling and sustainable life abroad. Without a plan for managing finances, it can be easy to fall into debt or struggle to make ends meet. This can lead to stress and anxiety, which can ultimately impact one's overall well-being and unplanned return home.

Managing finances while living abroad can be especially challenging due to factors such as currency exchange rates, differences in tax laws, and fluctuations in the cost of living.

However, with careful planning and attention to detail, it is possible to achieve financial stability and even financial abundance while living abroad.

One key aspect of financial wellness is having a budget. This involves tracking expenses and income and setting limits on spending in different categories. By having a budget, one can ensure that they are living within their means and saving money for future goals.

Another important aspect of financial wellness is having financial goals and a plan to achieve them. This might involve saving for a down payment on a house, investing in a retirement account, or starting a business. By having clear goals and a plan to achieve them, one can feel more in control of their financial situation and work towards a more fulfilling and sustainable life abroad.

In addition to budgeting and goal-setting, it is also important to seek professional help when necessary. This might involve consulting with an ex-pat tax professional to navigate the complexities of tax laws in different countries or working with a financial advisor to manage investments and retirement accounts.

Save for a Living Abroad Budget

One important aspect of financial wellness when living abroad is saving for a living abroad budget. Financial coach Aquania Escarne suggests that the amount one should save depends on their personal situation and how they plan to live abroad.

For example, someone who is living abroad with a thin budget may be able to provide for themselves, while someone living abroad with a family may have different needs.

Escarne recommends that individuals should try to save at least three to six months of savings, just like if they were at home, based on what they think they will need. Researching the country's average cost of housing, whether or not employers cover housing costs, and other expenses such as food, utilities, and transportation can help individuals determine their budget.

It is essential to start saving for a living abroad budget as soon as possible. Escarne suggests that individuals should save consistently, with every paycheck, and decide what they can afford to save. If it is 10 percent per paycheck, then individuals should save that much. If it is more, they should push themselves to save more. Any bonuses, birthday money, or extra income should also be put towards the saving goal.

By saving consistently and having a clear goal in mind, individuals can motivate themselves to save towards their living abroad fund. Having a savings chart or visual representation of their progress can also help individuals stay motivated and encourage others to support their goals.

In preparing to go abroad financially, Escarne recommends starting a year in advance. This includes solidifying where to live, estimating how much will be made in the destination country, and deciding whether to rent or sell their current home.

Build Wealth while Abroad

It is not just about saving money, but also about generating wealth and building it for the long term. This is where the concept of generational wealth comes in. Aquania Escarne, an expert in generational wealth building, suggests that the first step towards building generational wealth abroad is to take advantage of the savings that come with living abroad. For instance, if an individual has rented out their home in their home country, they can use the rental income to cover their mortgage and save the money they would have spent on the mortgage. By doing this, they can save a significant amount of money every month, which can be invested in various ways.

One way to invest the saved money is in real estate. Owning rental properties can be a great way to build wealth and generate passive income. However, being a landlord is not for everyone. For those who prefer a more passive approach, there are other options such as investing in real estate through a real estate investment trust (REIT) or owning shares in a hotel. These options allow individuals to invest in real estate without the hassle of managing the property themselves.

Another way to generate wealth while abroad is through affiliate marketing. Individuals who have a blog or platform can include affiliate marketing as a way to make money by selling other people's products to their audience. This is a great way to make passive income that can be invested in various ways.

Investing in the stock market is also a great way to build wealth. By investing in stocks that pay dividends, individuals can receive a dividend check every quarter. This is a great way to generate passive income that can be reinvested to build wealth over time.

“F@#% You” Money is Crucial

It is also important to have a safety net in case of emergencies or unexpected situations. This is where "F you money" comes in.

As described by Adalia of Picky Girl Travels, "F you money" is the money that gives you the freedom to say "F you" to a situation that is not serving you well. It is the emergency fund that gives you the space and freedom to make decisions based on what is good for you, rather than being dictated by financial constraints.

Having "F you money" is crucial for anyone, but especially for women living abroad. As Adalia points out, circumstances may arise where one may need to cut and run, and having an emergency fund provides the ability to do so without being financially trapped. This is particularly important for those who are new to a country and have not yet established a network or safety net.

"F you money" is not just about emergencies, but also about having the financial confidence to make decisions based on what is best for oneself. For those who grew up in families where money was not discussed or where negative emotions were associated with it, building financial confidence is key to achieving financial stability and abundance.

Investing and Avoiding Debt

This compilation episode discusses the importance of investing and avoiding debt, particularly for those living abroad. Adalia Aborisade of Picky Girl Travels emphasizes the need for women to have financial knowledge and control over their finances, as they may be left in a vulnerable position if their partner is in charge of finances and investments.

Adalia shares her personal experience of taking a 60% pay cut when moving abroad but still being able to invest, save, and achieve financial stability. She emphasizes the importance of avoiding debt and approaching it with a strategy, as it can be a tool or a burden depending on how it is used.

One way Adalia was able to achieve financial stability was by having fewer financial obligations and not having to siphon off a portion of her income to pay bills back in the United States. She also started investing early on, despite the limited investment options available to her as a public school teacher. She kept things simple by investing in index funds and ETFs, which helped her beat inflation and grow her wealth.

Adalia also advises individuals to save a significant portion of their income, even if they are living abroad and have minimal expenses. By consistently saving and investing, individuals can achieve financial stability and abundance while also building a safety net for unexpected situations.

Prioritize and Plan for Retirement

One key aspect of achieving financial freedom is prioritizing and planning for retirement. As the Financial Wellness Abroad episode highlights, it is important to first consider one's priorities and what is important to them.

For some, travel may be a priority, while for others, it may be having designer clothes or other luxuries. However, it is important to recognize that one cannot afford everything and must make choices based on what is truly important.

For those who prioritize retiring early, a more aggressive plan for saving and investing may be necessary. This may involve downsizing in other areas of life to free up funds for retirement savings. It is also important to consider the potential impact of living abroad on retirement benefits, such as Social Security. For individuals who have not paid into Social Security or have spent a significant amount of time living abroad, it may be necessary to take on more responsibility for their retirement savings.

One key strategy for retirement planning is investing in index funds that track a large market index. This allows individuals to diversify their investments and minimize risk while still achieving potential growth. It is also important to avoid debt and prioritize paying off any existing debts as soon as possible. By avoiding debt, individuals can free up funds for retirement savings and avoid the potential negative impact of high-interest rates.

Ultimately, prioritizing and planning for retirement requires a combination of financial knowledge, discipline, and a willingness to make choices based on what is truly important.

Investing is Key for Retirement

One of the key components of planning for retirement is investing. As discussed previously, investing is essential for building wealth and ensuring financial security in retirement. Adalia Aborisade, a former public school teacher who now lives abroad, shares her own experiences and insights on investing for retirement.

She recommends investing in a total stock market index fund and contributing to it on a regular basis. While some retirement programs offered by employers may be expensive or even scams, individuals can take control of their own finances by investing in stocks or real estate. Saving alone will not make one rich, as inflation will erode the value of money over time. Investing is necessary for long-term financial growth and security.

Adalia also emphasizes the importance of having different "pots of money" for different purposes. One pot is for emergency situations, such as needing to leave a country quickly. Another pot is for situations where one may want to quit a job or take a break from work. Finally, there is a pot for more luxurious expenses, such as travel or other experiences. By having different pots of money, individuals can prioritize their spending and ensure they have enough saved for different situations.

Adalia also discusses her own journey of planning for retirement and choosing where to live. She researched different countries and their retirement visa requirements, ultimately choosing to live in Mexico with the option to move elsewhere in the future. By taking control of her finances and investing in her future, she was able to make choices based on her priorities and desired lifestyle.

Understand Credit and Vet Advisors

When living abroad, there are additional considerations to keep in mind, particularly when it comes to credit and financial advisors.

Lisa R. Mitchell, a former international banker who worked primarily in the ex-pat division of her banks, discussed the importance of understanding credit abroad. She noted that there is no global credit score and credit histories do not travel. While there are a few companies working to create an international credit score, it is important to understand the local credit laws and regulations in each country.

For example, in some countries, not paying debts can result in jail time, while in others, it may be tied to one's immigration status. Privacy rules are different in each country, which can impact credit reporting and monitoring.

To ensure that one's credit is not negatively impacted while living abroad, it is important to check one's credit report regularly and use a virtual private network (VPN) to protect personal information while using public Wi-Fi. It is also important to protect one's passport and bank data, as identity theft and fraud are common risks for ex-pats. Finally, it is important to consider the credit of one's children and take steps to freeze, alert, and monitor their credit while living abroad.

Another important consideration for ex-pats is how to properly vet a financial advisor. As Lisa R. Mitchell noted, ex-pats are often targeted by financial advisors who assume they have excess money to invest.

However, it is important to find an advisor who understands the unique challenges and opportunities of living a global lifestyle. This may include understanding the reporting and taxation requirements for US citizens investing abroad. It is also important to have a clear investment strategy and to work with an advisor who can help execute that strategy while navigating the complexities of investing abroad.

Financial Planning is Crucial Overseas

Living overseas can be an exciting and rewarding experience, but it also comes with its own set of financial challenges. Financial planning is crucial overseas to ensure that individuals can maintain their financial stability and security. Lisa R. Mitchell, a financial expert, discussed the importance of financial planning for ex-pats and highlighted some of the key considerations that individuals need to keep in mind.

An investment strategy is also crucial for ex-pats, and Lisa advised individuals to have a clear understanding of their investment goals before moving overseas. Expats need to consider whether they already have a portfolio and whether they will be investing for the first time. Lisa also cautioned against being seduced by local advisors who may not have the necessary credentials or knowledge of foreign investment products.

For ex-pats who are having children abroad, financial planning takes on an even greater importance. Lisa highlighted the need to consider the financial implications of having a child in a foreign country, such as citizenship and military service requirements. Expats also need to have financial discussions with their partners and consider whether to have a cohabitation agreement in place.

Plan Finances Before Moving Abroad

Moving abroad can be an exciting and life-changing experience, but it is essential to plan finances before making the move. Lisa R. Mitchell, a financial expert, shared her insights on some of the most significant mistakes ex-pats make with their finances while living abroad. She emphasized the importance of moving with intention and considering where one is in the circle of life.

One of the primary concerns for expats is managing their income and expenses in a foreign country. Lisa suggests that ex-pats need to have a financial blueprint that outlines their expenses in the host country and any expenses they may still have in their home country. They also need to have a plan for managing their investments, contributing to their retirement, and managing taxation in a foreign country.

Expats also need to consider the financial implications of having children abroad. Lisa points out that education can be expensive, and ex-pats need to think about where they want their children to go to school. They also need to consider whether their child has any learning challenges and whether the country they are living in can offer the necessary infrastructure and support.

Important Finance Factors

There are a number of factors that expats need to consider when it comes to their finances.

First, they need to align their finances to the payment structure of their new country. While some countries pay monthly, others may pay bi-weekly or even weekly. This means that ex-pats need to plan their expenses accordingly and ensure that they have enough money to cover their bills and other financial obligations.

Another important factor to consider is having multiple sources of income. The COVID-19 pandemic has made it clear that relying on just one employer is not enough. Expats need to have a clear understanding of their sources of income and plan accordingly. This means having a backup plan in case of emergencies, such as job loss or unexpected expenses.

Moving money is also an important consideration. Expats need to be aware of the fees associated with moving money between countries and ensure that they have enough time to exchange and transfer funds to cover their financial obligations. They should have a plan B in case they are unable to access their funds due to unforeseen circumstances.

Credit is another important consideration, and ex-pats need to be aware of the credit terms in their new country. Applying for credit can be complicated, especially if the application is in a language that the expat is not fluent in. Therefore, it is important to understand the credit system in the new country and only apply for credit if it is necessary.

Taxes are also a crucial consideration for ex-pats. They need to understand the tax laws in their new country and ensure that they are filing their taxes correctly. This may involve filing for foreign income exclusion and other forms to ensure that they are not overpaying on taxes.

File Taxes Annually When Abroad

One crucial aspect of financial planning for ex-pats is filing taxes annually. Many people assume that leaving the United States means they no longer have to pay taxes, but this is a common misconception. The US government taxes worldwide income, meaning that ex-pats are still required to file taxes each year, even if they are living abroad.

Another misconception is that leaving the country automatically means you are no longer a resident of your home state. However, some states still require residents to pay income tax, even if they are living abroad. For example, California and Alabama are two states that require income tax payments from their residents, no matter where they are living in the world.

Failing to file taxes annually can have serious consequences for ex-pats. It can impact their social security benefits, and they may have difficulty obtaining credit when they return to the United States. Additionally, not having a record of income can make it challenging to purchase a home or buy a vehicle.

To avoid these issues, ex-pats should file their taxes annually and ensure they are complying with their home state's tax laws. Many states offer the same exclusions as the federal government, and there may be opportunities for expats to circumvent tax laws in certain states depending on how long they have been living abroad.

It is also essential to take the necessary steps to show that you are moving abroad, just as you would if you were living in the United States. This includes changing your banking and driver's license information and taking other steps to establish residency in your new country.

Follow Rules When Doing Business

Expat Tax Professional, Tanya Munford Pitts discusses the importance of following rules when doing business, whether it is in the United States or abroad. The speaker suggests that ignorance of the law is a major problem for American citizens who choose to do business in other countries. It is essential to investigate and find out what needs to be done to become a business owner in a particular country.

Tanya also highlights the misconception that digital nomads have about taxes and tax residency. Some digital nomads believe that as long as they do not make money in a particular country, they do not have to pay taxes in that country. However, this is not always the case, as different countries have different tax jurisdictions. In Spain, for example, if an individual lives there for 183 days, they are considered a tax resident and are taxed on their worldwide income.

Tanya advises entrepreneurs and digital nomads to follow the same rules that citizens of a particular country follow. It is crucial to investigate and find out what needs to be done to become a business owner in a particular country. Otherwise, it is just a side hustle, and the individual may face potential financial consequences.

She also emphasizes the importance of filing taxes annually when living abroad. By doing so, ex-pats can avoid potential financial consequences and ensure their financial future remains secure and stable, regardless of where they choose to live.

Report Foreign Bank Accounts Accurately

One important aspect of filing taxes when living abroad is reporting foreign bank accounts accurately. The Foreign Bank Account Reporting Act (FBAR) requires individuals to report any income over $10,000 in total on any given day in their bank accounts abroad. This means that if an individual has multiple bank accounts with $10,000 or more, they are required to report all of them. Failure to do so can result in severe financial consequences.

The purpose of FBAR is to crack down on individuals who are storing their funds offshore outside of the United States, particularly those with millions and billions of dollars. However, this regulation affects all individuals living abroad who have foreign bank accounts. It is essential to file tax returns and make sure to file FBAR accurately to avoid any potential legal issues.

Notably, the federal government and other countries are in cahoots and are reporting what individuals have in their bank accounts, whether they know it or not. Therefore, it is crucial to file tax returns and FBAR to ensure that the US government understands an individual's financial situation.

Go Abroad & Cultivate A Life Well-Lived

Beyond the practicalities of living abroad, there is a deeper message to be gleaned from Flourish in the Foreign’s tagline: "Go Abroad and Cultivate A Life Well-Lived." It encourages those interested in living abroad to not just move to a new country but to actively seek out a fulfilling and enriching life there in all aspects of life: professionally, mentally, spiritually, physically, and financially.

How to Play Professional Women's Basketball Abroad

Are you a skilled women's basketball player looking to take your game to the next level? Playing professional women's basketball abroad could be the opportunity you've been looking for. In this article, we'll explore the benefits and drawbacks of playing overseas, the recruitment process, compensation, and more. 

Flourish in the Foreign has featured two former professional women’s basketball players, Valerie Weyland in Australia & Sheila Dixon in Scotland and Spain, on the podcast. Check out those episodes for their respective experiences of playing abroad.

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Why should you consider playing professional women's basketball abroad?

Playing professional basketball abroad can be an exciting opportunity for many reasons. Firstly, it offers the chance to experience a new culture and play basketball in a different environment. Additionally, playing abroad allows players to gain experience and exposure that can help them grow as athletes and advance their careers. Moreover, playing in different leagues abroad can offer different playing styles and strategies, which can help players grow their skills.

Additionally, playing abroad can offer better compensation and benefits than playing in the WNBA. Many professional women's basketball leagues abroad offer higher salaries, as well as housing, transportation, and other perks.

What is the difference between playing in the WNBA and playing professional women's basketball abroad?

The WNBA is the premier professional women's basketball league in the United States, while professional women's basketball leagues abroad offer a wider variety of opportunities for players to play and advance their careers.

While the WNBA has a higher level of competition, a salary cap, and strict roster limits, professional women's basketball leagues abroad offer more flexibility in terms of roster construction and compensation. Additionally, playing abroad can provide an opportunity to play against a wider range of opponents and experience different playing styles.

What is the recruitment process like?

The recruitment process for playing professional women's basketball abroad varies by country, league, and team. In some cases, players can find opportunities by networking, attending basketball camps and clinics, and working with player agents. Some leagues hold open tryouts, while others rely on scouts and recommendations from coaches and other players.

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What happens once you sign with a team abroad?

Once you sign with a team abroad, you will typically have to obtain a visa and work permit to play legally in the country. Depending on the league and team, housing and transportation may be provided, but some players may be responsible for their own accommodations. Additionally, players will be expected to adhere to team rules and schedules, attend practices and games, and work closely with their coaches and teammates. You'll also need to adjust to a new culture and potentially learn a new language.

What are compensation and benefits like abroad?

Compensation and benefits can vary widely depending on the league and country, but players can generally expect to receive a salary, housing, transportation, and health insurance. Salaries are typically lower than those in the WNBA, but some players may be able to earn additional income through sponsorships and endorsements.

Why shouldn't you consider playing professional women's basketball abroad?

While playing professional women's basketball abroad can be an exciting and rewarding experience, there are also potential drawbacks. Living in a foreign country and adapting to a new culture can be challenging, and players may experience language barriers and homesickness. Additionally, some leagues may have lower levels of competition, fewer resources, and less support than the WNBA.

How can playing professional women's basketball abroad advance your career?

Playing professional basketball abroad can offer players valuable experience, exposure, and growth opportunities that can help them advance their careers. Playing in different leagues and countries can broaden players' perspectives and help them develop new skills and strategies.  Additionally, it can offer exposure to scouts and coaches from around the world, which can lead to new opportunities down the line.

There are many professional basketball women's leagues abroad, but some of the top leagues include:

EuroLeague Women: The EuroLeague Women is the top-tier women's professional basketball league in Europe. It features 16 teams from different countries, including Russia, Spain, France, Italy, and Turkey.

Women's Chinese Basketball Association (WCBA): The WCBA is the top-tier women's professional basketball league in China. It features 20 teams from different regions of China.

Women's Korean Basketball League (WKBL): The WKBL is the top-tier women's professional basketball league in South Korea. It features 10 teams from different regions of South Korea.

Australian Women's National Basketball League (WNBL): The WNBL is the top-tier women's professional basketball league in Australia. It features 8 teams from different regions of Australia.

Women's National Basketball League (WNBL) in New Zealand: The WNBL is the top-tier women's professional basketball league in New Zealand. It features 6 teams from different regions of New Zealand.

Some of the top professional basketball women's teams abroad include:

UMMC Ekaterinburg: A team in the EuroLeague Women from Russia, UMMC Ekaterinburg has won the EuroLeague Women's championship several times and has notable players such as Brittney Griner and Breanna Stewart.

Shanxi Flames: A team in the WCBA from China, the Shanxi Flames have won the WCBA championship several times and have notable players such as Maya Moore and Elizabeth Cambage.

Seoul Samsung Thunders: A team in the WKBL from South Korea, the Seoul Samsung Thunders have won the WKBL championship several times and have notable players such as Temi Fagbenle and Ji-su Park.

Southside Flyers: A team in the WNBL from Australia, the Southside Flyers have won the WNBL championship several times and have notable players such as Liz Cambage and Jenna O'Hea.

Auckland Dream: A team in the WNBL in New Zealand, the Auckland Dream has won the WNBL championship several times and has notable players such as Tessa Boagni and Kalani Purcell.

Playing professional women's basketball abroad can be an excellent opportunity for skilled players to take their game to the next level. It provides a chance to experience a new culture and play basketball in a different environment, as well as gain experience, exposure, and potentially better compensation and benefits. The recruitment process varies, but players can find opportunities through networking, camps, and working with agents. While there are potential challenges and drawbacks, such as language barriers and adapting to a new culture, playing abroad can also advance a player's career by broadening their perspectives, developing new skills and strategies, and exposing them to scouts and coaches from around the world.

Living & Thriving in Andorra: A Guide for Expats

Andorra, a tiny landlocked country located between France and Spain, is often overlooked by ex-pats looking to move to Europe. However, with its breathtaking mountain landscapes, high quality of life, and favorable tax system, Andorra has become an increasingly popular destination for those seeking a better life abroad. In this blog post, we will explore the advantages and disadvantages of moving to Andorra, as well as provide practical advice for those considering relocating to this hidden gem.

Check out our podcast episode with Sheila who went from professional basketball player to serial entrepreneur and is currently based in Andorra.

Where is Andorra?

Andorra is a small landlocked country in Western Europe. It is located in the eastern Pyrenees mountains, bordered by France to the north and Spain to the south. The country covers an area of only 468 square kilometers and has a population of around 77,000 people, making it one of the smallest states in Europe. Despite its small size, Andorra is home to some of the most beautiful landscapes in Europe, including mountain ranges, lakes, and forests.

A Brief History of Andorra

It was founded in 1278 as a co-principality between the French Count of Foix and the Bishop of Urgell in Catalonia, Spain. The country remained neutral during both World Wars and has been a parliamentary democracy since 1993. In 1993, Andorra adopted a new constitution, establishing a parliamentary democracy and making it one of the last European countries to become a sovereign state. Today, Andorra is known for its tourism industry, tax haven status, and as a popular destination for skiing and hiking.

4 Reasons to Move to Andorra

1. High quality of life: Andorra consistently ranks as one of the countries with the highest quality of life in the world.

2. Low taxes: Andorra is known for its low taxes, making it an attractive destination for entrepreneurs and investors.

3. Beautiful scenery: Andorra is home to stunning landscapes, including mountains, lakes, and forests, making it a great place for outdoor enthusiasts.

4. Safe and peaceful: Andorra has one of the lowest crime rates in Europe, making it a safe and peaceful place to live.

One of the main reasons ex-pats choose to move to Andorra is its high quality of life. The country boasts an excellent healthcare system, a low crime rate, and a clean environment with fresh mountain air. Andorra also has a strong economy, with a high standard of living and a low unemployment rate. The country's tax system is another major draw for ex-pats, as it has one of the lowest tax rates in Europe.

In addition, Andorra's proximity to major European cities like Barcelona and Toulouse makes it an ideal location for those who want to enjoy the best of both worlds - a peaceful mountain lifestyle and easy access to urban amenities.

3 Reasons NOT to Move to Andorra

1. Language: The official languages of Andorra are Catalan, Spanish, and French, so it can be challenging for those who do not speak any of these languages.

2. Limited job opportunities: Andorra's economy is largely dependent on tourism, so there may be limited job opportunities outside of the tourism industry.

3. Harsh winters: Andorra's winters can be long and harsh, with heavy snowfall in the mountainous regions.

Also, the cost of living in Andorra can be relatively high, especially when it comes to housing. The country's mountainous terrain also means that certain regions can be difficult to access and may have limited infrastructure.

Furthermore, ex-pats should also be prepared for a slower pace of life in Andorra, as the country is known for its laid-back and relaxed culture.

Moving to Andorra as a Non-EU Citizen

If you are a non-EU citizen, you will need to obtain a residency permit in order to live and work in Andorra. The process of obtaining a residency permit can be complex, and it is recommended that ex-pats seek the advice of a local immigration lawyer to ensure that they comply with all the necessary requirements.

In general, the residency permit process involves proving that you have sufficient financial means to support yourself in Andorra and that you have a clean criminal record. It may also be necessary to provide evidence of your health insurance coverage and your intention to live in Andorra long-term.

Is Andorra Diverse?

Andorra is not known for its diversity, as the vast majority of its population is of Catalan or Spanish descent. While there are some foreigners living in Andorra, they make up a small percentage of the population. As a result, it may not be the most diverse place to live, especially for Black women who may be looking for a more multicultural environment.

As for living in Andorra for Black women, it may be challenging to some extent due to the lack of diversity and potential language barriers. However, it's worth noting that Andorra is a peaceful and safe country, and there have been no reports of significant racial tensions or discrimination.

Andorra can be a good place for single women or families, depending on their preferences and lifestyle. As mentioned earlier, Andorra has a high quality of life, low crime rates, and beautiful scenery, making it an attractive destination for those looking for a peaceful and safe environment.

How Much Money Do You Need to Live Well in Andorra?

The cost of living in Andorra is relatively high compared to neighboring countries, but it can vary depending on your lifestyle and location. A single person can live comfortably on a budget of around €1,500-€2,000 per month, while a family of four will need around €3,500-€4,000 per month. Other expenses to consider include healthcare, food, and transportation. 

In conclusion, Andorra may be a small country, but it has a lot to offer for those looking for a peaceful and picturesque place to live. With a high quality of life, low taxes, and beautiful scenery, Andorra is definitely worth considering as your next home. However, language barriers and limited job opportunities may be challenges for some, so it's important to do your research and make an informed decision. If you're a non-EU citizen, seeking the help of a lawyer or immigration specialist is recommended

Listen to the Flourish in the Foreign episode featuring Andorra!

Welcome Home: An African Jamaican living in Ghana

By: Dr. Rachel V. Brown

All my life I’ve had to fight…

I sat with some co-workers and professed my deep love for Africa. I told them how glad I was to finally be home. One of my Ghanaian colleagues said, “But you are not African.” I said, “If I am not African, then what am I?” He said, “Jamaican” feebly, sensing my pain. Then I snapped, “Look at my skin, my hair, my nose, my lips, my hips; there is no denying that I am African. I am Jamaican but I am also African. I may not have been ‘born in Africa but Africa was born in me’”. He laughed and apologized. I know he may have forgotten by now, but I will never forget. Just like how I will never forget all of the affirmations I have received from my people that I look like them, cook like them, and am one of them. Just like I will never forget the peace I finally feel because I am finally back home, where I belong.

7 months ago, I made the biggest move of my life and I moved home; not home as in where I was born or grew up or where my parents are, or the past (although I suppose in some way it is the past that’s past the past), but home as in my present and future.

I was born in Kingston, Jamaica, left at 16 on a scholarship to a school in the US, and since then I have lived in a bunch of countries and seen a good chunk of the world. My whole life, I’ve been searching for home. I’ve waited patiently for a place that would not be temporary; a place I could grow some roots and where better to put down roots than the place of my roots which is where I am now: Ghana. I am home.

I fell in love with this country long before I came here. I knew this place intimately before I set foot in this space. And way before I decided to visit or move, way before any planes landed, I was present here and I knew I belonged. Those who know me well were not surprised when I told them that my new home would be Accra.

My connection to this land is other-worldly. I get flashbacks to places I’ve never been to in this lifetime. Everything feels familiar. And it isn’t because it looks and feels ridiculously a lot like Jamaica (which is another blog post all together), but because I’m sure I’ve been here before somehow, perhaps while I was stored in the hearts and minds of my ancestors who were here, or perhaps, in a past life. This was and is home.

When I got to the airport and they were checking my passport, they asked what the purpose of the trip was and I proudly said, “I’m moving here.” They responded with what I’ve longed to hear, “Welcome home.” And while part me wondered if they say that to all the Black people coming back or really knew that this experience was special for me and that I belonged here, I chose to just believe what I wanted to and go with them acknowledging my powerful ancestral roots within and truly being happy that I had returned to them.

I understand that our return has had pros and cons in every single industry and aspect of society. While diasporans are spending a lot and supporting local businesses, a lot of prices have been raised because they can afford to pay more. Even in the housing market, the prices have inflated beyond anything affordable for the majority of the population and are now comparable to or higher than rent in the US and Europe, and exponentially higher than other countries on the continent. While it has been great that Ghana has gotten so much positive attention, the increase in people here has led to an increase in things like traffic (which is crazy here) and overall crowding in the city. Many roads have been paved and buildings have been created or renovated to appeal to “outsiders”. Most of that construction and renovation has taken place in cities like Accra and Kumasi while other parts of the country have been neglected. Families who have lived here for generations are having to move out of the city because they can’t afford to stay here. With these in addition to numerous other examples of the dichotomy created, I can understand why there are different reactions to me being here; however, that doesn’t change the fact that sometimes the negative or skeptical reactions hurt.

What I’ve noticed is that many of the people here know how much returning means to us. I mean there was a whole Year of Return and subsequently the Beyond the Return movement has taken root in Ghana with many other countries adopting their own version. However, there seems to be different feelings towards us and this concept of returning. Sometimes I feel like Ghanaians born and living here are truly happy that I am home, and other times I feel like the “other” and as if this whole return is a joke to them. As someone who was expecting and hoping to be embraced like a child who had been kidnapped and by some miracle survived and made her way back home, and as someone who has been constantly aware of that kidnapping and intentionally and actively rejected the Stockholm syndrome, it is painful when I am treated as if or perceived as an outsider in my own home.

Because of that I have tried desperately to become more like a chameleon but how can one blend in when they are clearly and proudly different? How can one blend in when you are born to stand out? Ironically, many of the things that I thought would help me blend have been the things that indicate that I was born elsewhere. When I lived in predominantly white countries, getting any form of African food was a treat and I would try to have it as much as I could afford to (which was rarely). Now, I cannot eat banku or fufu or jollof more than maybe once every few weeks because I’ve had and seen them so often. I went to Kumasi and had fufu with light soup for 5 days straight and I have no desire to see fufu ever again. Some people seem to never tire of it. I realize I only like to explore and eat different foods from different places sparingly. I go out and I dance to the music without thinking; music is a soul connection. And while people are sometimes shocked that I know the latest Afrobeats moves, they also see that I move differently. Just last week I went to a dancehall party and someone came up to me and said “I can tell you’re Jamaican by the way you move.” That just made me proud because I love Jamaica and that I’m from there. (name a Jamaican that is not proud to be Jamaican…I’ll wait) Another surprise has been the reception of my clothing. When I step out in my African prints looking like the empress I am, the first question people ask is “Where are you from?” Apparently, my dresses are a giveaway which is ironic because I’ve worn them my whole life with pride as a way of outwardly showing that I was not only African genetically but celebrated that Africanness by choice. Here in Africa, they indicate that I am “not African” or from somewhere else. *face palm* African print is worn but not worn most days by most people and certainly not in the styles I wear it. I will wear my African empress dresses proudly regardless because they are beautiful and African. Also, I’m just not a big fan of jeans….

I’m still pretty new to my home and although it has always been a part of me, naturally, I’ve been trying to figure out where and how I am a part of it.

I have to tread gently and carefully on shaky legs…a near impossible feat. My mission and purpose in life is to ensure that I make things better for my people so I am eager to get to work here and help to improve the country; however, I recognize that “improvement” is subjective and don’t want to step on any toes. And while I know that Ghana is mine and I am Ghana’s, I have been away from her all my life and would be remiss if I assumed that I could make improvements without more knowledge, guidance, support, and consent from my brothers and sisters here. All this is to say, it has been a lot to navigate and a lot to process. It hasn’t been easy, but I have never doubted once that I belong here and to be honest, I would rather things be challenging in a space where I love and I belong than the many other places I have lived before that were also challenging but were never home.

Dr. Rachel V. Brown is a Philanthropist, Education Strategist and Communication Specialist who currently lectures at the Ghana Institute of Journalism. In addition to lecturing at GIJ, she is also the COO of Steady/X, a virtual education platform. In 2020, she earned her PhD from Universitat Autònoma de Barcelona with a thesis focusing on the impact of Social Media Activism, she earned her Master's degree in Law from Wake Forest University, and her Bachelor’s degree in Communication with a minor in Spanish from the University of Southern California. She is the Co-founder and Executive Director of the Every Mikkle Foundation, a youth-based and youth-led non-profit which she started with her friends in 2013. Her work has taken her to 31 countries where she has conducted projects in many fields including education, STEM, ending hunger, environmental sustainability, youth advocacy, women's empowerment, health, culture, the performing arts, and sports. In 2019 she was named one of the Caribbean's 30 under 30. In 2021 she was also appointed as a World Food Forum Champion by the FAO. Dr. Brown is an activist who believes we have the power and duty to heal, protect, and restore our earth and its people by first educating others and then implementing impactful changes.

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www.everymikklefoundation.org

Insta: @everymikkleja

Listen to Rachel's episode here.

Watch her YouTube Live chat here.

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